• Our relationship with our subscribers dates back several decades. We have been together with our subscribers, like family, through thick and thin of life, ensuring their financial needs are met without stress and challenge

    We are in the business of Government Registered Fraternity Funds since 1976. Financial planning with a Fraternity Plan is convenient and superior to traditional banking products like loans and saving schemes. Fraternity Funds are some of the most organic ways one can raise money for their personal and business needs.

    49 years and running!

    We have been assisting our subscribers plan their life and achieve their financial goals for 45 years. Thank you for the continued faith in us. It has been a long journey, we value each one of our relationships.

  • 110 years of combined experience in Finance

    Section image

    Shakuntla Bhambhani

    A true stalwart, and founder of Chandra Lakshmi. She is the force, moral compass and guiding light of 46 years and counting. Wise, learned and highly experienced, she created the base, the clout that started it all. A double masters, at her core, she's a professional.

    Section image

    Kamal Bhambhani

    A highly qualified financial mind, true scholar and a gentleman. He is the growth engine and powerhouse of Chandra Lakshmi. He has education in Commerce, Law, MBA and he is a Certified Financial Planner. Kamal has 45 years of experience in Finance. A true pioneer in the field with various creative group designs under his belt.

    Section image

    Archana Bhambhani

    A fierce go-getter who gets things done. Hardworking and persevering, she takes care that things work the way they should. She has always been there in the background, working away to help build the business. Archana is now actively involved at work.

    Section image

    Laksh Bhambhani

    A highly educated professional with global working exposure, he keeps Chandra Lakshmi relevant for the coming future. Laksh has education from prestigious institutions such as Shaheed Sukhdev College of Business Studies Delhi University, Babson College, IIM Ahmedabad and more.

  • 1976

    49 years and running

    20,000+

    subscribers in our lifetime

    #1

    in volume of disbursals*

    Longest

    durations fraternity products

    Securitised

    strong base of securitised borrowers

    Organic

    family run & organically grown

    Exceptional Service

    doorstep service

    Financial Planning

    personalised & solution oriented

    Awarded & Honored

    office holders of associations

    Community

    active contribution towards social causes

    Education

    upskilling through prestigious colleges

    Meaningful

    solutions that are relevant to YOU!